Rates from official bank sources · Vietnam market

Vietnam Mortgage Rate Tracker
and Calculator

Compare home loan offers from Vietnam's major banks. Filter by rate, term and eligibility, select up to three products to compare side-by-side, then calculate your monthly repayments and stress-test rate increases.

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Market Summary

Lowest Intro Rate
Typical Rate Range
Introductory offers
Longest Term
years maximum
Offers Tracked
— verified

Recently Verified Offers

Mortgage Rate Comparison

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Compare Bank / Product Fixed Period Post-Fixed Rate Max LTV Foreign Promo Expiry Last Verified Status Source
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Mortgage Calculator

VND amount
Enter property price and down payment
Introductory Period
Post-Fixed Period
Repayment Method
Fixed monthly payment. Interest-heavy early on.
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Enter your loan details on the left and press Calculate.

Repayment Stress Test

See how your repayments change if interest rates rise. Calculated based on your loan details above.

Scenario Introductory Rate Monthly Payment (Intro) Post-Fixed Rate Monthly Payment (Post) Total Interest vs. Base
Calculate your loan above to see stress test results.

Methodology, FAQ & Disclaimer

How We Collect Rates

Rates shown are sourced from official bank websites and promotional materials. Each offer includes a link to the original source and a verification date.

Introductory rates are the headline promotional rates for the fixed period shown. Post-fixed rates reflect the lender's published formula at the time of verification — typically a floating rate tied to the bank's benchmark savings rate plus a fixed margin.

Rates may change without notice. Always confirm the current rate with the lender before making any financial decision.

Verification Statuses

Verified — Rate confirmed directly with the bank or from an official document within the last 30 days.

Automatically checked — Rate retrieved from the bank's public website via automated means. May not reflect the latest changes.

Awaiting review — Rate has not yet been manually reviewed. Use with extra caution.

Stale — Source has not been successfully checked within the configured freshness window.

Frequently Asked Questions

Disclaimer: Information on this page is provided for general informational purposes only. It does not constitute financial, legal, or mortgage advice. Rates are subject to change and individual eligibility may vary. Viet Property Partners is not a licensed lender or financial adviser. Always consult a qualified mortgage broker or financial adviser before making borrowing decisions. Foreign buyers should seek independent legal advice regarding Vietnamese property ownership laws.

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